Our Story

Pearl Insurance: Decades of Experience

Jack Pearl founded Pearl Insurance in 1954 with the simple belief that you have a basic human need to live and work with certainty.

For nearly 70 years, our team has carried out that vision by providing high-quality insurance products to thousands of families and businesses with a personal touch that sets us apart.

Our values haven't changed. How you buy insurance has

That's why we created Pearl Malpractice, an online malpractice liability insurance solution designed specifically for behavioral and allied health professionals, and offering support from our highly-experienced team of insurance professionals.

After years of protecting working individuals like yourself, you can count on us to get you the malpractice liability coverage you need—and get it fast.

We don't just offer convenience

When you choose Pearl Malpractice, you're choosing over 6 decades of experience and expertise in providing malpractice liability insurance tailored to the needs of professionals like you.

The Power of Partnership

To bring you malpractice liability coverage with your needs in mind, we've partnered with Preferra Insurance Company, RRG.

Preferra RRG is mutual insurance company owned by its policyholders and operated by a team of seasoned insurance executives.

As a policyholder-owned company, Preferra RRG always operates with the best interests of its policyholders in mind—keeping premiums low and offering excellent service.

Financial Security You Can Trust

Managed Malpractice Liability Insurance program for over 48,000 individual Allied Health professionals.

Backed by the leading worldwide reinsurer, SwissRe.

Rated A- "Excellent" from the credit rating agency, AM Best.