Get Liability Coverage In Minutes Get Liability Coverage In Minutes
malpractice checkmark

EASY APPLICATION PROCESS
Get coverage in less than 3 minutes

malpractice checkmark

AFFORDABLE COVERAGE
AS LOW AS $20/MO

malpractice checkmark

Receive Certificate Instantly
Get peace of mind so you can focus on your clients


Step 1: Select your profession

Body Work

Counselor

Fitness

Healthcare

Psychology

Recreational Therapy

Exercise Physiologist
Hellerworker
Kinesio Therapist
Kinesiologist
Massage Therapist
Massage Therapy Student
Occupational Therapist
Rolfer
Structural Body Worker
Behavioral Analysis Student
Behavioral Consultant
Behavioral Specialist
Behavioral Technician
Behavioral Therapist
Board Certified Assistant Behavioral Analyst (BCaBA)
Board Certified Behavioral Analyst (BCBA)
Certified Case Manager
Certified Rehabilitation Professional
Counseling Professional
Licensed Assistant Behavioral Analyst
Licensed Behavioral Analyst
Licensed Clinical Professional Counselor (LCPC)
Licensed Marriage and Family Therapist (LMFT)
Licensed Professional Clinical Counselor (LPCC)
Licensed Professional Counselor (LPC)
Licensed/Certified School Counselor
Life Coach
Mental Health Services Professional
Mental Health Student
Professional Clinical Counselor Intern
Provisional Licensed Professional Counselor
Rehabilitation Therapist
Substance Abuse Counseling
Aerobics Instructor
Athletic Trainer
Fitness Professional
Group Fitness Instructor
Personal Training (Health & Fitness)
Pilates Instructor
Yoga Instructor
Yoga Therapist
Audiologist
Health and Wellness Counselor
Health and Wellness Educator
Health Professions Student
Nutrition and Diet Professional
Optician
Speech Therapist
Sports Medicine Instructor
Sports Medicine Therapist
Psychologist
Psychology Professional
Art Therapist
Dance Therapist
Music Therapist
Recreational Therapist
malpractice rate loader
Loading Rates

Step 2: Choose your price & coverage amount

MOST COMPREHENSIVE

$- / yr

Get the most protection with our maximum coverage limits. This option may be combined with General Liability and Cyber Liability Choice Select to round out your protection.

  • Coverage Amount: $2M - $4M
  • State Licensing Board limit: $100,000

most affordable

$- / yr

Budget conscious? This option features cost-effective rates and may be combined with General Liability and Cyber Liability Choice Select to bulk up your protection.

  • Coverage Amount: $1M - $3M
  • State Licensing Board limit: $35,000

Why You Need Malpractice Liability Insurance

Malpractice Liability Insurance provides protection for your professional services, so you can keep working with peace of mind. Malpractice Liability coverage can vary across professions. That's why our plans and rates are tailored specifically to your needs as a behavioral or allied health professional.

Get a quote for your profession, purchase your Malpractice Liability Insurance policy, and download your certificate of insurance in a matter of minutes.

Why choose Pearl Insurance?

Since 1954, we've provided affordable insurance products and stellar customer service under the simple belief that you deserve to live and work with certainty. With our expertise in malpractice liability insurance coverage for behavioral and allied health professionals, you can count on high-quality protection that allows you to focus on what matters most—helping others.

*Note the above values can be changed at any time during the process. Please review all contracts to ensure these limits of liability meet your contractual requirements.

*Pearl Malpractice Liability Insurance is currently not available in Kentucky, Guam, and Puerto Rico.


Caring for those who care for others for nearly 70 years.